Where Can I Buy Bitcoin With Credit Card? The Eight Best Options

Where Can I Buy Bitcoin With Credit Card? The Eight Best Options

Buying Bitcoin used to be a challenge and usually involved intricate bank transfers. Now, about 25% of U.S. bitcoin investors choose to use a credit card to buy their coins. 

You can not beat the convenience, however not all exchanges and crypto platforms accept credit cards or they have high fees. 

Luckily, you can use this guide to answer the question of where can I buy bitcoin with a credit card.

Read on to compare your top eight best options. 


1. Crypto.com

This exchange is one of the most popular ways to buy Bitcoin, with over 10 million users and over 250 altcoins including extremely popular meme coins like Dogecoin and Shiba Inu coin. Not only do they allow you to use a credit card to buy coins, but they also have their crypto Visa card with 8% cash back rewards.

Fees are modest at 2.99% for purchases and limits as high as $100,000 a week when using their Visa card, Obsidian.

2. Binance 

Binance is an exchange where you can buy all types of crypto, you can not be a U.S. citizen. There is now Binance.US for Americans, however, fees are high, and it is not available in all 50 states. 

For the rest of the world, you can use a credit card to buy bitcoin with a 3.5% fee. 

3. Bitcoin ATM

It is not just crypto exchanges that are allowing credit card purchases for Bitcoin. Some ATMs are now allowing this feature, however it may be difficult to find them. Most ATMs only allow cash deposits in exchange for Bitcoin. Use an ATM locator to find one that does allow credit cards. 

As crypto becomes more mainstream this option will certainly expand. 

4. Bybit

Another way to buy Bitcoin with a credit card is through spot trading on Bybit. This means you buy coins at the current price instantly from other traders. There are no contracts, meaning you own your Bitcoin immediately and can start staking for rewards. 

Fees are extremely low for makers and takers using a credit card and in some cases are 0%. 

5. Coinmama

This exchange is available in 188 countries and is used by 3.2 million people. It is not a large exchange so the fees for using a credit card are slightly high, between 4.9% and 5.9%. The good news is that you get your coins instantly, and they have an option to use Apple Pay.

6. Gemini

Gemini is one of the most trusted ways to buy Bitcoin founded in 2014. It is hosted in New York so it must comply with the New York State Department of Financial Services regulations, making it very secure. 

Credit fees range from .5% to 3.99% depending on your amount and account limit. 

7. CoinSmart

With some of the highest credit fees of 6% it may not be for you unless you live in Europe or Canada which it caters to. It does offer instant deposits and a nice limit of $5,000 if you do decide to use it. 

8. Pionex

This exchange has some of the lowest fees for credit or debit cards at .05%. It has 100k monthly users and is available across the globe. Another great feature is its instant trading bot. 

Where Can I Buy Bitcoin with Credit Card Today

Now that you know where I can buy bitcoin with a credit card, you can get started any time. You only need an email address to sign up for most crypto exchanges. 

Check out our business and finance section for more money-saving tips. 

Leave a Reply